First Financial Servicing offers five services that allow your business to focus resources elsewhere instead of using dollars on mortgage services and collections.

Mortgage Servicing


  • Allows for your company logo to be included on paper statements to your members.
  • Your members will be able to pay their mortgages on line via our 24/7 online banking option.
  • Complete handling of escrow accounts as well as payment processing.
  • End of year tax forms for your membership.
  • Our basis point fee and low cost set up fee allows for your institution to focus on growth rather than on maintenance of existing mortgages.

Secondary Mortgage Sales and Servicing


  • First Financial Servicing along with First Financial Credit Union is a direct seller servicer to the secondary mortgage market.
  • Offer mortgages to your members if you currently don’t offer this service.
  • If your credit union does offer mortgages First Financial Servicing can assist to see if loans qualify for a sale in the secondary mortgage market.
  • Your Credit Union gets up front income.
  • No intermediaries, no overlays which maximizes income for your credit union.
  • You are not subject to interest rate adjustments risk.
  • First Financial Servicing handles all payments and escrows, your statements are double branded with your credit union logo.



FFS, LLC specializes in maintaining a network of compliant agencies and law firms that understand the unique relationship that exists between a lender and member. If FFS doesn’t recover funds our client, your institution, does not pay any fee it’s as simple as that. FFS, LLC can take over recoveries from start to finish, meaning from loans current to past due with the goal to get the customer current; to written off through repossession of collateral and suit and ultimate final sale of a portfolio.



  • Monthly noticing
  • Reaffirmation Agreements
  • Proof of Claims (all loan types)
  • Motions to Lift Stay
  • Adversary
  • Objections to Proof of Claims/Chapter 13 plans



FFS can assist clients in locating and securing their collateral anywhere in the lower 48 states. After repossession and sale First Financial Servicing will begin to attempt to resolve any deficiency balance. There is no need to bring in another company to assist once the collateral has been sold. First Financial Servicing is your first and last stop when a client needs assistance with their secured interests.